Payment Policy

Welcome to pcsms.online

We are committed to providing you with a convenient, secure, and seamless shopping experience. This Payment Policy outlines the available payment methods, processing details, and our security practices to ensure every transaction is safe and transparent.


1. Accepted Payment Methods

1.1 We offer the following secure payment options for online purchases on our website:

  • Credit/Debit Cards: We accept all major Indian credit and debit cards (Visa, MasterCard, RuPay, etc.).
  • UPI & Mobile Payments: Quick and secure payments via UPI (Google Pay, PhonePe, Paytm, BHIM, etc.).
  • Net Banking: Available with major Indian banks.
  • Cash on Delivery (COD): You can pay in cash at the time of delivery on eligible orders and locations.

2. Payment Processing

2.1 All payments are securely processed using industry-standard encryption to protect your financial information.

2.2 Payments through cards, UPI, and net banking are processed immediately upon order placement. You’ll receive a confirmation email with your order and payment details.

2.3 COD orders will be collected by our delivery staff upon delivery.


3. Currency

3.1 All product prices and transactions on pcsms.online are listed and conducted in Indian Rupees (INR).


4. Payment Security

4.1 Your payment security is our priority. We use Secure Socket Layer (SSL) encryption to safeguard your data.

4.2 We do not store your complete payment details on our servers. All sensitive information is processed via trusted, PCI-DSS compliant payment gateways.


5. Order Confirmation

5.1 After successful payment, you will receive a confirmation email with the details of your purchase and a unique order ID. Please retain this for future reference.


6. Payment Issues

6.1 If you face any issues during the checkout process or have payment-related queries, feel free to reach out to our support team at info@pcsms.online.


7. Currency Exchange (for international cards)

7.1 If you are using an international payment card, your bank may charge a currency conversion fee. The exact rate and fee depend on your card provider. Please verify with them before making the purchase.


8. Contact Information

If you need any further assistance regarding payments, please contact:
📧 info@pcsms.online